Privacy Policy - Sahakar Bharati Karnataka

This Privacy Policy describes how Sahakar Bharati Karnataka (“we”, “our”, “organization”) collects, uses, stores, and protects information collected from members, visitors, and users of our website. We respect your privacy and are committed to safeguarding your personal data.

1. Information We Collect

We collect the following categories of personal information when you visit our website, register as a member, or participate in activities:

Personal Identification: Name, gender, date of birth, mobile number, email address.
Address Details: State, district, taluk, city, pin code.
Membership Information: Membership type, membership ID, registration records.
KYC Documents: ID proof type & uploaded copy (Aadhaar, PAN, Voter ID, etc.).
UPI Payment Verification: UPI ID, amount paid, payment screenshot, transaction ID.
Device Information: IP address, browser type, device type, operating system.
Website Usage Data: Pages visited, time spent, clicks, interactions.
Location Information: Auto-detected approximate location (only if permitted by browser).

2. How We Use Your Information

Your information is used strictly for organizational purposes:

To create and verify membership accounts.
To authenticate and validate payment details.
To contact members for events, meetings, and updates.
To provide support and resolve user queries.
To maintain accurate organizational records.
To monitor website performance and improve user experience.
To send important notifications, policy updates, and membership reminders.

3. Storage & Retention of Data

All personal information submitted by users is stored on a secure server. We retain data only for as long as necessary:

Membership data – retained until membership termination.
KYC documents – stored until manual deletion or membership deactivation.
Payment screenshots – retained for up to 1 year for audit purposes.
Log files – retained up to 90 days for security monitoring.

4. Data Security & Protection

We follow industry-standard security practices to protect your data:

Encrypted password storage (BCRYPT hashing).
Protected database with restricted access.
Secure HTTPS connection (SSL) where applicable.
File upload validation to prevent malicious files.
Firewall and server-level protections.

While we implement strong security measures, no online platform can guarantee 100% security. Users are advised to keep their account credentials private.

5. Use of Cookies

Our website may use cookies to:

Remember user preferences & login sessions.
Improve page loading and navigation.
Analyze website analytics and traffic.

You may disable cookies in your browser; however, some features may not function as intended.

6. Sharing of Information

We do not sell, rent, or trade your information to any third party. However, your data may be shared in the following situations:

With authorized Sahakar Bharati state or national-level committees.
With payment verification teams (for membership validation).
When required by law, court orders, or government agencies.
With IT/technical support providers who maintain the website (under confidentiality obligations).

7. Third-Party Links

Our website may contain links to third-party websites (e.g., payment platforms, Google Drive, registration portals). We are not responsible for the privacy practices of these websites. Users should review those policies before sharing information.

8. Children's Privacy

We do not knowingly collect information from individuals below 16 years of age without parental consent. If such data is found, it will be deleted immediately upon notification.

9. Your Rights

You have full control over your personal data. You may request any of the following at any time:

Access your stored data.
Request correction or update.
Request deletion of your profile & documents.
Withdraw consent to communications.

Please email us to exercise your rights.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the latest updated date.

11. Contact / Grievance Redressal

For privacy concerns, data deletion requests, or complaints, please contact:

Email: mail.sbkar@gmail.com
Phone: +91 9686 2111 62
Address: Sahakar Bharati Karnataka, Bengaluru

Last Updated: 22 Nov 2025